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Archives: 2021

Navigating Uncommon Traffic Situations

Navigating Uncommon Traffic Situations

Driving in traffic today can be hazardous under any circumstances. When a stop light goes out, or other unusual situations develop, the risk can become even more significant. The following are some tips to help you navigate safely in some uncommon traffic situations. General Rules for Navigating Traffic When you get behind the wheel and venture out into traffic, presence of mind plays a vital...

Is My Work Health Insurance Better Than Marketplace Insurance?

Is My Work Health Insurance Better Than Marketplace Insurance?

Group health insurance is one of the most important benefits employers offer their employees. Under the Affordable Care Act (ACA), companies with 50 or more full-time employees must offer affordable health coverage that provides minimum value to full-time employees and their dependents, or they may be subject to an “employer shared responsibility” payment to the IRS.  Larger employers have the incentive to offer health coverage...

What Makes Hotel and Motel Hospitality Insurance Different from Other Business Insurance?

What Makes Hotel and Motel Hospitality Insurance Different from Other Business Insurance?

Hospitality insurance is different from other business insurance because the industry faces a wider range of risks. A hotel or motel business owner’s policy (BOP) should cover property and assets, protect against liability, and keep you in compliance with state and federal regulations for employers. Our knowledgeable agent can custom-tailor a hotel and motel hospitality insurance package that meets your business needs. Liability Coverage for...

Driving Tips for Long Trips

Driving Tips for Long Trips

Setting out on the open road can be an exciting adventure, but you need to plan in advance to avoid fatigue and the risk of crashing. The following driving tips can help you maximize the fun and minimize the risks of embarking on a long road trip. Get a Vehicle Checkup  Before a trip, make sure your car is in good operating condition. At a...

How NOT to Drive in Winter Weather

How NOT to Drive in Winter Weather

Winter driving has its challenges. But throw an inexperienced — or inconsiderate — driver into the mix, and your daily commute can get much more difficult. It’s always aggravating when other drivers put you at risk. Getting stuck behind a driver who is spinning their tires or not paying attention isn’t just annoying…it’s dangerous. Related: The 7 Biggest Winter Driving Myths, Debunked Winter driving calls...